Get Business 

Credit Assurance.

Win up to 70% more bids with us!  We finance up to 100% of the cost of Purchase Orders for Government supply contractors nationwide.

Business Credit Services Overview

Building and managing trade credit is essential to sustainable business growth; however, it is the least used of all financial sources by small businesses.


According to the 2019 Small Business Credit Survey from the Federal Reserve Banks, 87% of small businesses do not use trade credit as part of their financial capability sources to finance their growth.

Credit Assurance (CA) is a comprehensive Purchase Order contract financing program that combines public and private sector supply contracting with our business credit building know-how to create a powerful business credit building solution.  A subscription allows new or established small businesses to increase their financial capability when selling finished goods to large creditworthy corporations or government agencies.  Credit Assurance coverage allows small businesses to more easily establish or extend net credit terms with their suppliers to fulfill Purchase Orders instead of paying cash upfront.

American Credit Assurance provides credit assurance coverage to finance purchase orders. By offering your suppliers an assurance of payment against default,

ACA's standby credit facilities allow small business owners to:

  1. Establish new credit terms with suppliers
  2. Extend existing credit terms with suppliers
  3. Grow sales faster by offering credit terms
  4. Use invoice cash advances to pay suppliers on time

Preferred industries include but are not limited to:

  • Auto  & Truck Parts Supplies
  • Paint and Building Materials
  • Construction Materials
  • Office Supplies
  • Medical Supplies
  • Industrial Chemicals
  • Janitorial Supplies
  • Safety Equipment and many more!

Features for Government Supply Contractors

Use Credit Assurance instead of cash with:

  • NO Strong personal credit required.
  • NO Business plans required.
  • NO Minimum time in operation required
  • NO Fixed monthly loan payments.
  • NO Upfront fees to apply.
  • NO Loan debt created!

Get credit assurance coverage on Purchase Orders from: 

  • Federal Government Agencies
  • State Government Agencies
  • County and City Departments
  • State Supported Colleges and Universities
  • Public Mass Transit Authorities
  • Independent School Districts and
  • Port Authorities

©2021 American Credit Assurance, LLC  – 3050 Post Oak Blvd Suite 510, Houston, TX 77056 – (800) 656-6498